business plan




Writing a business plan proposal

Practical aspects of writing a business plan proposal for an ecommerce business.
Planning the Ecommerce Business

Most e-businesses fail because:

   1.      the business plan is not properly researched and implemented,
   2.      ecommerce is not sufficiently integrated with current business, and
   3.      proper advice is unsought — not for reasons of cost or limited time, but because the company doesn't see a need until too late.

The business plan has to be sound because:

    *      you'll not manage effectively without targets and strategies clearly set out.
    *      funding agencies won't invest without having detailed plans to examine.
    *      a good plan ensures that the vital questions are properly addressed.
    *      the plan forms the basis of the records you'll have to submit to the tax authorities.

A good business plan is one that works, and therefore has to be specific, simple, realistic and complete.

How complete? To raise venture capital, or secure a large private placing, you'll need to cover all aspects at length, backed up by documented research. If, on the other hand, yours is a part-time business needing no additional finance, then the plan can be a few pages. But one thing is essential. A business plan is a support and guide in the years ahead — which means it absolutely has to be clearly thought-out and honest. Skimp or kid yourself, and grief will surely follow.

A business plan will be tested against and extended to meet new circumstances and opportunities, but initially at least will cover four areas:

    *      Nature of Business
    *      Marketing
    *      Financial Control
    *      Management

Taking these in turn, you'll be providing answers to:

    *      Nature of the Business
          o            what are you selling?
          o            what's the company name and domain name?
          o            how is it going to make money, precisely?
          o            start-up date?
          o            projected turnover and profit? By when?
          o            overall goals and objectives?
    *      Marketing
          o            how are your products or services better/cheaper/more attractive?
          o            how will you advertise, on and offline?
          o            what's your pricing policy?
          o            what's the competition, and how will you cope?
          o            what are the prospects in your market sector?
    *     Financial Control
          o            who's supplying the startup or seed capital?
          o            how long before the business is profitable?
          o            what's the break-even point in services or units sold?
          o            for the first 3 years what are the projected
                +                  cashflows
                +                  income statements
                +                  balance sheets
    *      Management
          o            how many hours per month will it take to:
                +                  fulfill orders
                +                 update content
                +                  market the site
                +                  handle the accounts
                +                  produce reports
          o            who's doing this work, and at what cost?
          o            what staff need to be recruited, and when?
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